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Some Extra Information

Based on mortgage and home-price trends, it’s a relatively good time for potential homebuyers. There are opportunities to lock in an affordable mortgage because experts believe interest rates will stay low this year. The 30-year fixed-rate mortgage hovered below 4 percent in early January.

Home prices, meanwhile, aren’t getting any cheaper. Annual home price growth is expected to increase by 5.6 percent by September 2020, according to real-estate data firm CoreLogic. Waiting too long to buy might mean getting priced out of more-desirable neighborhoods.

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